A crucial aspect of any refurbishment or renovation project is helping a client ensure potential risks are covered by insurance. Being clear at the outset, when you start a building project protects not only the client but architectural and design consultants and project mangers, but it isn’t always obvious what the best course of action...
‘Unlike healthcare, social care is rarely free. Most people who need residential care in later life will have to pay some or all of their costs themselves.’ Which 2022 Life expectancy has increased and most of us, as we age, will require social or nursing care. Care may start with just a few hours every...
Many successful companies want to offer their employees extra benefits but smaller organisations are understandably frustrated by the cost of group private health schemes. This is because one serious claim can have a major financial impact on every member and place additional pressure on the employer. Some private health insurers will offset potential losses from...
Cyber Insurance is now an essential ingredient for Business. We have become increasingly reliant on digital technology and databases to manage sensitive information. Our dependency on these digital systems was accelerated during the pandemic when many of us managed our work and business activity remotely. At the same time, the number of malicious cyber-attacks on...
As they have become more affordable the popularity of drones, quad bikes and motorboats has increased alongside a myriad of other grown-up ‘toys’; but what do you need to think about when insuring? You might assume that as far as insurance goes they would generally fall under the definition of ‘General Contents’ but this isn’t...
Castleacre were delighted to be amongst the sponsors of Rosie Stancer’s and Pom Oliver’s 600 km climate expedition crossing one of the earth’s youngest deserts – the Aralkum in Kazakhstan. Rosie Stancer is a well-known and seasoned adventurer who has completed a number of impressive expeditions in some of the toughest environments on the planet,...
As life is hopefully beginning to return to normal museums, galleries and country houses have re-opened their doors to the public again. There are a number of exciting long-term exhibitions opening and as most of us are probably facing a ‘staycation’ summer there is plenty to inspire across the UK . With so many of...
If you own a classic car it generally makes sense to choose a classic car insurance policy but if you’re worried these specialist policies could be prohibitively expensive, it’s more affordable than you think. Defining a ‘classic car’ can be difficult. A child of the 1980s might crave a Peugeot 205, but for someone who...
The rapid progress of fires at Notres Dame, the Glasgow School of Art and Windsor Castle and the difficulty in bringing them under control, will send a shudder down the spine of anyone who is responsible for a period building. All these fires took hold while restoration projects were underway, which is when buildings are...
In 2016 the Annual Fraud indicator estimated that private sector businesses lost an estimated £144 billion in Britain through criminal fraud – it is something that all entrepreneurs and company owners, large or small, should take seriously as ever more sophisticated techniques are employed. Cybercrime, used either to maliciously disrupt email, data, and web services...