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Without a specialist building works insurance policy in place it can be notoriously difficult to establish whether the contractor, homeowner or project manager’s insurance should respond to a claim.
Small scale building projects which are expected to cost less than £100,000 will usually be covered under a standard household policy but this is not the case with larger projects.
High-value refurbishment, renovation and extension projects are complex and most are managed under a Joint Contracts Tribunal (JCT) which determines in advance who will be held responsible for the design, delivery and insurance.
The best form of protection under a JCT is an insurance policy taken out in joint names to cover the building works – known as a building works insurance policy. These policies are an essential tool for Project Management.
There are important advantages of using a Building Works policy to protect any large scale building project:
Castleacre, have considerable experience in assessing the risks associated with large scale re-build, renovation and extension projects. We can help you determine which type of insurance is needed for each project. We review the market to ensure any cover is competitive and we act as your advocate in the event of a claim.
To find out more about Building Works Insurance you can download our Guide, which also includes a selection of real-life case studies.
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