Insuring jewellery and luxury watches

Jewellery and watches are often acquired to mark a special occasion in our life or inherited from family or friends. They are amongst our most treasured assets but the value and portability of jewellery and watches make them inherently vulnerable to damage, loss and theft. It is important these items are considered carefully as part of your contents insurance and that your jewellery is not underinsured.

Jewellery and Watch Insurance

How Can Castleacre Protect Your Jewellery?

We take the time to understand your lifestyle and find out how you want to use your jewellery. As an independent private client broker, we offer an unbiased review of your existing contents policy to help you determine if you already have the right cover in place. If we recommend a change of insurer or policy it is solely based on your personal requirements.

For example, if you want to wear your jewellery or watch with relatively few restrictions the best option would be worldwide all risks cover; Alternatively for an inherited family jewel, which you only wear occasionally the most cost-effective solution might be a policy with some restrictions on wear but cover for the piece while it is stored in an approved safe.

Jewellery can be particularly susceptible to changes in value and many people are rightly concerned about underinsurance which is why we recommend regular professional valuations.

• We can review your existing contents policy to see if you already have the right cover in place
• Work with specialist independent valuers to help you obtain accurate market values for your jewellery
• Review the insurance market to find the best contents policy for your exact needs
• Ensure you have 24/7 access to your own dedicated broker for all your queries from valuations to claims
• In the event of a claim, we look after you dealing with the insurer to ensure a swift settlement

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