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17 Dec 2020
How to Avoid Escape of Water Claims - Understanding Potential Risks
How to Avoid Escape of Water Claims – Understanding Potential Risks

Water damage that occurs within a building can be costly and time consuming to repair. While a rise in dramatic weather events have naturally impacted on flood claims, the number of insurance claims, due to ‘escape of water’ within the home, has also increased. In water-damaged properties, there is no area of the home that...

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17 Dec 2020
Barnetts Demesne from a distance, covered in snow
Looking after your Home in the Winter

Extreme weather events are here to stay for the foreseeable future. In winter this means that gale-force winds and flooding are occurring much more frequently. Property owners often feel powerless but there are things we can do to protect our home against the more predictable features of the winter. Here is how to help your...

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10 Dec 2020
Trusts are as Vulnerable to Claims as Trustees
Trusts are as Vulnerable to Claims as Trustees

In the latest edition of STEP magazine our trustee and trust insurance advisor, Paul Rose, explains just how vulnerable a trust can become if a claim is made against one or all of the trustees. In this month’s STEP we explored a case that emerged in 2019- Price v Saundry and Anor. It was a...

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09 Dec 2020
Risk and Renovation - How do you insure effectively?
Risk and Renovation – How do you insure effectively?

The catastrophic fires at Notre-Dame and the Glasgow School of Art both began during renovation. If you are undertaking a major renovation project your home is also more vulnerable to risk. Protecting your property effectively while building works are going on is essential but how can you be certain that you are fully covered if...

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20 Sep 2020
COVID 19 and Business Interruption Claims
COVID 19 and Business Interruption Claims

The Financial Conduct Authority Give their Judgement on Business Interruption Insurance and COVID 19 Some business owners who assumed their business interruption cover would protect against losses due to the COVID 19 pandemic were disappointed to learn from their insurer that they were not covered – even if their policy had a disease clause (infectious...

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15 Jul 2020
How to Reduce Fire Risk in a Period Property
How to Reduce Fire Risk in a Period Property

The rapid progress of fires at Notres Dame, the Glasgow School of Art and Windsor Castle and the difficulty in bringing them under control, will send a shudder down the spine of anyone who is responsible for a period building.  All these fires took hold while restoration projects were underway, which is when buildings are...

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12 Mar 2020
COVID 19 and Travel Insurance
COVID 19 and Travel Insurance

The World Health Organisation (WHO) upgraded the COVID 19 coronavirus outbreak to a global pandemic. We have guidance below on how this affects travel and travel insurance as well as an important link to the Foreign and Commonwealth Office website. Foreign and Commonwealth Office Advice COVID-19 Check the Foreign and Commonwealth Office guidance notes on...

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09 Mar 2020
What do you need to consider when you are insuring fine art?
What do you need to consider when you are insuring fine art?

Castleacre Director Guy Everington has been advising Country Life readers on considerations when insuring Fine Art from a single painting to larger collections. We explore some of the important advantages of using a specialist fine art policy to protect your collection in Country Life this month. Find out more

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04 Mar 2020
How To Insure A Classic Car
How To Insure A Classic Car

If you own a classic car it generally makes sense to choose a classic car insurance policy but if you’re worried these specialist policies could be prohibitively expensive, it’s more affordable than you think. Defining a ‘classic car’ can be difficult. A child of the 1980s might crave a Peugeot 205, but for someone who...

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24 Feb 2020
The Importance Of Scheduled Monument Consent Revealed
The Importance Of Scheduled Monument Consent Revealed

Private owners of listed and historic buildings would certainly be wise to make sure they seek the necessary approvals required for making changes to their property or they could find themselves hit with very substantial fines indeed. Historic England has just taken three people to court for causing serious damage to a scheduled monument –...

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