There are over 370,000 buildings which are listed in England alone and the vast majority of these and other listed and historic buildings in the United Kingdom, Ireland and Europe are in private hands. Anyone who lives in a listed, historic building or protected structure usually regards ownership with a mixture of pride and obligation – listed buildings are protected by law because they are of national importance and are often architecturally outstanding, historically significant or within an area of special conservation.
There is no doubt that owning a protected, listed or historic property is a tremendous privilege but it also imposes additional responsibilities on owners. In 2007 a leading heritage insurer found that 55% of listed buildings were underinsured, which is why we take the time and trouble to appraise each listed property we are asked to insure with care and consideration.
If the worst does happen it is very reassuring to know that your cover has been carefully tailored to your property and that you will receive the compensation you need to reinstate your home.
(see Case Histories to find out what a difference an ‘All Risks’ policy can make)
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