life insurance

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15 Dec 2025
Grandmother with her grandaughter
Giving Between Generations – Gift Inter Vivos Insurance Can Protect Your Beneficiaries against an Unexpected Inheritance Tax Bill

One very straightforward way to pass property or assets to your children and reduce their inheritance tax burden is to gift money or property before you die – known as a Lifetime Gift or Gift Inter Vivos. The Seven-Year Inheritance Tax Rule for Lifetime Gifts We often think about Lifetime Gifts when we retire or...

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30 Oct 2025
5 ways life insurance can help with inheritance tax
5 Ways Life Insurance Can Help with Inheritance Tax Changes

Inheritance tax changes in April 2026 are going to make a significant difference to the inheritance tax burden on families as reductions in property and business reliefs come into effect. Life insurance can be a reliable and flexible tool to help you plan for Inheritance Tax when structured carefully. Here are five ways you can...

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15 Jul 2025
inheritance tax changes
How Life Insurance Can Help with Inheritance Tax Changes

The current government have recently announced a tranche of changes to inheritance tax which will start from April 2025, most notably the reduction in Agricultural Property Relief which has been heavily criticised by the farming community who have faced spiralling input costs alongside other issues such as climate change. These shifts are causing considerable concern...

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